1) Loan Terms: APR, Repayment & Fees
The Annual Percentage Rate (“APR”) for products available through the Cash Advance & Loans: ABC Fast app may be up to 35%. The exact APR, repayment schedule, and total cost are determined by the lender based on your credit profile, requested amount, repayment term, and applicable state laws. You will always see full pricing and repayment details before accepting any offer.
Repayment periods typically range from 3 to 24 months, with the frequency of payments (weekly, biweekly, semi-monthly, or monthly) defined by the lender. Any fees, such as origination, late payment, or returned payment fees, will be clearly disclosed upfront. Many lenders allow early repayment without penalty, subject to the specific agreement.
2) Agreement to These Terms
These Terms of Use (“Terms”) form a binding agreement between you (“you,” “your,” or “User”) and Abc Biz Loans Fast LLC (“ABC Fast,” “we,” “us,” or “our”). By using the App, you confirm that:
- You are at least 18 years old (or the age of majority in your state of residence).
- You are a lawful U.S. resident.
- You are legally able to enter into binding agreements under applicable law.
2.1 Loan Matching Service
We are NOT a lender or financial institution. We connect users with licensed lenders only.
- You submit loan requests via our App
- We forward your data to partner lenders
- Lenders approve/deny loans independently
- We earn referral commissions from lenders only
Full partner terms: abcbizloansfast.com/partners.
3) Purpose of the App
The App provides a secure platform where users can submit personal, employment, and banking information once and be connected with participating lenders and financial service providers.
ABC Fast does not:
- Approve or deny loans
- Set interest rates or repayment terms
- Guarantee any offers or funding
All loan agreements, funding, and repayment arrangements are executed solely between the user and the lender or financial service provider.
4) Eligibility & Responsibilities
You agree to provide accurate, current, and complete information, maintain an active bank account, have a verifiable source of income, and use the App only for lawful personal purposes.
5) Electronic Communications
By using the App, you consent to receive electronic communications, notices, and disclosures from ABC Fast or its partners. Withdrawal of consent may limit App functionality or prevent completion of certain transactions.
6) Account Security
You are responsible for safeguarding your login credentials and any activity under your account. We may suspend or terminate accounts suspected of fraud, misuse, or unauthorized access.
7) Data Authorization
By submitting information through the App, you authorize ABC Fast to collect, process, and transmit your data to participating lenders and service providers to evaluate, match, and service financial offers.
8) Fees & Compensation
The App is free for users seeking offers. ABC Fast may receive compensation from lenders or partners when users connect with or obtain financial products through the platform. Any compensation does not affect the terms of offers provided by lenders.
9) Prohibited Activities
Users may not:
- Use the App in violation of any law
- Attempt unauthorized access to systems, accounts, or data
- Use automated tools, scrapers, or scripts to extract data
- Upload malware, viruses, or harmful content
- Misrepresent identity or information
- Use the App to send spam or unsolicited messages
10) Service Availability
ABC Fast may modify, suspend, or discontinue App features at any time without liability. We are not responsible for temporary service interruptions or changes to functionality.
11) Intellectual Property
All App content, software, designs, logos, graphics, and data are owned by ABC Fast or its licensors. Users are granted a limited, non-exclusive, non-transferable license for personal use only. Unauthorized use, reproduction, or distribution is prohibited.
12) Disclaimers
The App and all services are provided “as is” without warranties of any kind, either express or implied. ABC Fast does not guarantee uninterrupted, error-free, or secure access.
13) Limitation of Liability
To the fullest extent permitted by law, ABC Fast and its affiliates, officers, employees, and agents will not be liable for indirect, incidental, special, consequential, or punitive damages, including loss of profits or data. Total cumulative liability is limited to USD $100.
14) Indemnification
You agree to defend, indemnify, and hold harmless ABC Fast, its affiliates, officers, employees, and agents from any claims, damages, or expenses arising from your use or misuse of the App or violation of these Terms.
15) Governing Law & Arbitration
These Terms are governed by the laws of the State of Delaware, without regard to conflict-of-law rules. Disputes are resolved through individual binding arbitration under the Federal Arbitration Act. Class actions or representative proceedings are not permitted. If arbitration is unavailable, disputes must be brought in Delaware courts.
16) Termination
ABC Fast may suspend or terminate your access at its discretion. Sections that by nature survive termination, such as Limitation of Liability, Indemnification, and Governing Law, will continue to apply.
17) Changes to These Terms
ABC Fast may update these Terms from time to time. Changes take effect on the “Effective Date” listed at the top. Continued use of the App after updates constitutes acceptance.
18) Contact Information
Abc Biz Loans Fast LLC
Email: support@AbcBizLoansFast.com
Cash Advance & Loans: ABC Fast is not a lender and does not make credit decisions. All loan terms, approvals, and funding are determined solely by third-party lenders. Availability of offers is not guaranteed.